Mutterschaftsgeld für gesetzlich Versicherte

• § 19 Mutterschutzgesetz (MuSchG) – Mutterschaftsgeld
• § 20 MuSchG – Zuschuss zum Mutterschaftsgeld
• § 24c Sozialgesetzbuch Fünftes Buch (SGB V) – Leistungen bei Schwangerschaft und Mutterschaft
• § 24i SGB V – Mutterschaftsgeld

Women who are insured under the statutory health insurance scheme receive maternity benefit for the period of maternity protection.

The amount of maternity benefit is regulated as follows:

• Members of a statutory health insurance fund who are employed at the beginning of the maternity protection period receive maternity benefit in the amount of their net pay. It amounts to a maximum of EUR 13.00 per calendar day. If the net pay exceeds EUR 13.00 per day, the excess amount is paid by the employer as a "maternity allowance supplement".
• All other members of a health insurance fund are paid maternity benefit in the amount of the sickness benefit.

Contact point

Statutory health insurance (health insurance fund)

–> Krankenkassenliste
Datenbank des GKV-Spitzenverbandes

• before the birth: certificate of the presumed date of delivery.
• after the birth: Birth certificate for maternity assistance, showing the actual date of birth, must be submitted later.

You can obtain the birth certificate from your municipal or local authority (Standesamt) after the birth notification.

• You must be voluntarily or compulsorily insured under a statutory health insurance or
• be in an employment relationship (including marginal employment) at the beginning of the maternity protection period or
• the employment relationship must have been lawfully terminated by the employer during the pregnancy.

none

• Make an application.
• Your doctor or midwife will provide you with the certificate of the presumed date of delivery required for the application for maternity benefit.
• Complete the certificate in full and submit it to the health insurance fund.

Note: This certificate cannot be issued earlier than seven weeks before the expected date of birth, i.e. one week before the start of the maternity protection period.

• Application for maternity benefit: At best, seven weeks before the expected date of delivery.
• Birth certificate for maternity benefit: Soon after the birth.

You can obtain further information from the statutory health insurance funds. You can also find helpful information on the website "Familienhandbuch".