Studienkredit (KfW)

• Merkblatt Studienkredit

Loan to finance living expenses for students, KfW Programme No. 174

The student loan enables students to cover their running costs. Funding is provided irrespective of the income of the parents.

Conditions

Amount
between EUR 100 and 650 per month

Maximum amount
EUR 54,600

Interest rate

• variable interest rate
• reset every 01.04. and 01.10

Term

• Payout phase: 3 to 7 years
• Waiting phase: 6 to 23 months
• Repayment phase: maximum 25 years or until 67th birthday

Collateral
none

Tip: You can combine the student loan with other forms of support such as BAFöG or the KfW education loan.

Contact

–> Vertriebspartner KfW-Studienkredit
  Vertriebspartnersuche im Portal der KfW Bankengruppe

• Contract offer form
• Identity card or passport
• Certificate of study
• Proof of a current account

For a detailed list of all required documents, please refer to the programme information on the KfW Funding Portal.

Eligible to apply

• Students between 18 and 44 years of age
• german citizens
• EU citizens

• Family members of German and EU citizens
• German nationals

• interest on loans

Application and submission to the distribution partner

• Print out the contract offer and hand it in to your distribution partner.
• The sales partner will forward your documents.
• If you are approved, you will receive the access data for online banking by post.

• There you can retrieve the subsidy.

You can submit your application three months in advance. You can adjust the monthly amount on 15 March and 15 September each year.