Beschwerden im Rahmen der Geldwäscheaufsicht Entgegennahme

§ Section 49 (5) of the Money Laundering Act (GwG)

§ Section 53 (5a) of the Money Laundering Act (GwG) Whistleblower

If you suffer any disadvantages following a suspicious activity report or an internal report to your employer, you can lodge a complaint with the competent supervisory authority.

If there are facts indicating that

1. an asset associated with a business relationship, brokerage or transaction originates from a criminal offense that could constitute a predicate offense to money laundering
2. a business transaction, a transaction or an asset is related to terrorist financing, or
3. the contracting party has not fulfilled its obligation to disclose to the obligated party whether the business relationship or transaction is to be established, continued or carried out for a beneficial owner, the obligated party must immediately report this fact to the Financial Intelligence Unit (FIU), regardless of the value of the asset concerned or the amount of the transaction.

If you are exposed to discrimination in connection with your employment relationship due to the submission of a suspicious activity report to the FIU or due to the internal reporting of such facts to the obligated party, you have the right to lodge a complaint with the competent supervisory authority.

Legal recourse to the labor court remains unaffected by the additional option of lodging a complaint with the supervisory authority.

You have submitted a suspicious activity report to the FIU or an internal report of suspicious circumstances to your employer.

As a result of this report, you are at a disadvantage in connection with your employment relationship.

Free of charge

You submit your complaint to the competent supervisory authority.
The complaint will be examined by the competent authority.
The competent authority may take supervisory measures.
The complaint does not replace any action that may be necessary before the labor court.

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Further information on money laundering prevention can be found on the Saarland's topic page

Persons who are exposed to discrimination in connection with their employment relationship due to the submission of a suspicious activity report to the FIU or due to the internal reporting of a matter to their employer have the right to lodge a complaint with the competent supervisory authority.

State Administration Office
At the market 7
66386 St. Ingbert
Phone: +49 681 501-00
Email: gwg@lava.saarland.de

Forms: no

Online procedure possible: yes

Written form required: no

Personal appearance required: no