Arznei- und Verbandmittel für Krankenversicherte
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People with health insurance are entitled to a supply of pharmacy-only medicines and bandages.
People insured under the statutory health insurance scheme are entitled to a supply of pharmacy-only medicines and dressings. The costs are covered by the health insurance companies.
Exception: For insured persons over the age of 18, the costs of so-called petty medicines are not covered. These include
- Medicines for the treatment of colds and flu-like infections
- Oral and throat remedies (except for fungal infections),
- laxatives
- medicines for travel sickness.
The costs of medicines that you can buy without a prescription are generally not covered. Exception:
- Medicines that are standard treatment for serious illnesses and are prescribed by a doctor.
The choice of prescribed drugs may be restricted by discount agreements between the health insurance funds and manufacturers. However, these drugs are then also free of co-payment.
Fixed amounts may also apply to medicines and dressings. You will have to pay any additional costs yourself.
Fees may apply (co-payment, amount above the possible fixed amount). Please contact your health insurance company.
- Entitlement to pharmacy-only medicines and dressings for people with statutory health insurance
- You may have to pay for non-prescription medicines yourself
- Minor remedies (for colds, mouth and throat remedies, laxatives, remedies for motion sickness) may have to be paid for yourself
- Eventelle discount agreements between manufacturers and health insurance companies restrict the choice of medication
- In the case of fixed amounts, the insured person may have to bear the additional costs