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Persons in need of care who are cared for by relatives or who organize their care privately receive care allowance.
The care allowance is a financial benefit of the care insurance. It is paid if the care is provided by the person themselves - for example, if it is provided by relatives.
The care allowance is not paid directly to the caregiver, but to the person in need of care. She or he can pass the money on to caregiving relatives as financial recognition. The amount of the care allowance depends on the care degree of a person and is only granted from care degree 2.
- Care degree 2: 316 euros,
- Care degree 3: 545 euros,
- Care degree 4: 728 euros
- Care degree 5: 901 Euro
As a person in need of care, you are basically free to dispose of the care allowance as you wish and regularly pass it on to the person providing and caring for you as a token of appreciation. To ensure optimal care tailored to individual needs, it is possible to combine the receipt of care allowance with the use of outpatient care services (help from care services).
Those who receive care allowance must regularly - every 3 to 6 months, depending on the care level - seek advice from an accredited care service or other recognized advice center at home. This is to ensure the quality of care at home.
Ask your long-term care insurance company what documents are required and whether there is a special application form.
- The care allowance must be applied for at the care insurance company
- GApplies to persons in need of care with care grade 2 to 5, if care is provided privately in a suitable manner
- You submit an application for care allowance to your care insurance fund.
- There you will also receive information on the required documents and the procedure.
- Persons in need of care who are cared for by relatives or who organize their care privately receive care allowance.